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Basic Checking

The conveniences of a checking account with simple features.

Open an Account

Basic Checking

A checking account that keeps things simple.

KEY FEATURES

  • No minimum balance1
  • Unlimited transactions and check writing
  • First 40 checks FREE
  • Multiple overdraft protection options
  • Visa® debit card with the convenience of paying at retailers with a tap, a swipe, or a chip

MAY BE A GOOD CHOICE IF

  • You use direct deposit, are 50 or older, or under age 25 — no monthly fee!
  • You don't want to have to maintain a minimum balance

Get a Debit Card that is So You

Choose from three debit card options when you apply for your checking account:

  • Elements — Our standard debit card style
  • Butler University — Back the Bulldogs every time you use it
  • Indianapolis Indians — Show your support for Indianapolis’ Minor League baseball team

Elements has all the features I look for in a bank including an easy to use app and I earn a great rate on my checking account.

- John S. | Member since 2018
  1. 1 No monthly maintenance service charge if you set up direct deposit, maintain a balance of $10,000 in your Elements accounts, or are age 50 or older or under age 25. Otherwise, $5.00 per month. You can view these and other fees within the checking account agreement and terms and conditions.
  2. 2 Based on asset size as of 12/31/2022.